Kubacebisi bezobutyebi abanomdla kwiZisombululo zaseLwandle kunye neMozulu

Sikulungele ukusebenza ngokusondeleyo nabacebisi beengcali ezivela kulawulo lobutyebi, ukunika okucwangcisiweyo, okusemthethweni, ukubalwa kwemali, kunye noluntu lwe-inshurensi, ngoko banokubanceda kakhulu abathengi babo abanomdla kulondolozo lwaselwandle kunye nezisombululo zemozulu. Ungancedisa abathengi bakho kwiinjongo zabo zemali okanye zobungqina, ngelixa sisebenzisana nawe ekubancedeni bafezekise iinjongo zabo zesisa kunye nomdla wokwenza umahluko. Oku kunokuba kumxholo wokucwangciswa kwamafa abo, ukuthengisa ishishini okanye ukhetho lwempahla, okanye ukulawula ilifa, kunye nokukhupha ubuchule kulondolozo lwaselwandle.

Nokuba umxhasi wakho unomdla ekunikeleni nge-TOF, ucinga ngezipho ezithe ngqo, okanye ujonga nje iindlela onokukhetha kuzo ukufunda ngakumbi, sizimisele ukukunceda wena kunye nabo.

Sinikezela ngeendlela eziguquguqukayo, ezisebenzayo, kunye nezinomvuzo zokufezekisa iinjongo zobubele bomxhasi wakho.


Kutheni uSebenza kunye neSiseko soLwandle?

Sinikezela ngobuchwephesha obukhethekileyo kuncedo lolondolozo lwaselwandle kubaxumi bakho abakhathalele amanxweme kunye neelwandle. Singakwazi ukuchonga ababoneleli kunye neeprojekthi kwihlabathi jikelele eziya kuhambelana neenjongo zabathengi bakho. Ngaphaya koko, sijongana nokugcinwa kwerekhodi kunye nokunika ingxelo kwaye sibonelela umxhasi wakho ngeengxelo zekota kunye nombulelo wezipho kunye nezibonelelo. Le nkonzo yobuqu iza kunye nayo yonke impumelelo yesikali kunye neenkonzo eziqhelekileyo zobubele besiseko soluntu kubandakanya:

  • Udluliselo lwempahla
  • Ukugcinwa kwerekhodi kunye nokunika ingxelo (kubandakanywa neengxelo zekota kubathengi bakho)
  • Umbulelo wezipho kunye nezibonelelo
  • Ukwenziwa kwenkxaso yobungcali
  • Ulawulo lotyalo-mali
  • Imfundo yabaxhasi

Iindidi zezipho

Izipho I-TOF IYA kuzamkela:

  • Imali: Iakhawunti yokujonga
  • Imali: Iiakhawunti zogcino
  • Imali: Isipho (Isipho sayo nayiphi na imali ngomyolelo, intembeko, ipolisi yeinshorensi yobomi okanye iIRA)
  • Izindlu ezithengiswayo
  • Iiakhawunti zeNtengiso yeMali
  • Izatifikethi Zesitokhwe
  • bond
  • Isiqinisekiso seDiphozithi (CDs)
  • Imali ye-Crypto nge-Gemini Wallet (Iimali ziyatshitshiswa xa zifunyenwe yi-TOF)

Izipho ze-TOF AYISAYI Zamnkela:

  • Charity Gift Annuities 
  • Uncedo olushiyekileyo lweTrasti

Iindidi zeeNgxowa-mali

  • IiNgxowa-mali eziCetyisiweyo ngabaNikeli
  • IiNgxowa-mali ezichongiweyo (kubandakanywa nabahlobo beNgxowa-mali ukuxhasa isisa esithile sangaphandle)
  • Abaxhasi banokumisela i-endowment apho inqununu ityalwe kwaye izibonelelo zenziwe ngenzala, izabelo kunye neenzuzo. Ubuncinci bomda wale nto yi-$2.5M. Kungenjalo, iingxowa-mali ezingezizo ezemali yimali efumaneka ngokukhawuleza ukuba inikezelwe.

Izinketho zotyalo mali

I-TOF isebenzisana neCitibank Wealth Management kunye neMerrill Lynch, phakathi kwabanye abaphathi botyalo-mali. Imirhumo yotyalo-mali iqhele ukuba yi-1% ukuya kwi-1.25% yesigidi sokuqala seedola. Sibhetyebhetye ekusebenzeni nabaxhasi njengoko bebafumanela esona sithuthi silungileyo sotyalo-mali.

IziSeko zoPhuhliso kunye noMrhumo woLawulo

IiNgxowa-mali ezingezizo

I-TOF ihlawulisa ngexesha elinye kuphela i-10% yomrhumo ekufumaneni izinto ezivela kumnikeli kwii-akhawunti ezingezizo (ezo zingaphantsi kwe-$ 2.5M). Ukongeza kuzo naziphi na ii-akhawunti ezinganikwanga sigcina inzala efunyenweyo, esetyenziselwa ukuhlawula iindleko zolawulo lwe-TOF, isinceda ukuba sigcine imirhumo yethu iphantsi.

Endowed Funds

I-TOF ihlawulisa umrhumo wexesha elinye lokumisela i-1% xa ifunyenwe impahla evela kumnikeli kwiiakhawunti ezinikezelweyo (ezo ze-2.5M okanye ngaphezulu). Ii-akhawunti ezigciniweyo zigcina ezazo inzala ezizizuzileyo, izabelo okanye iinzuzo eziza kusetyenziselwa ukwenza igranti. Umrhumo wonyaka wolawulo ngowona mkhulu: 50 wamanqaku asisiseko (1/2 we-1%) wexabiso lemarike eliphakathi, okanye i-2.5% yezibonelelo ezihlawulweyo. Umrhumo uthathwa ngekota kwaye usekwe kumndilili wexabiso lemarike lekota yangaphambili. Ukuba intlawulo epheleleyo eqokelelweyo yonyaka ingaphantsi kwe-2.5% yezibonelelo ezihlawulweyo, ngoko ingxowa-mali iya kuhlawuliswa umahluko kwikota yokuqala yonyaka olandelayo. Umrhumo wesibonelelo somntu ngamnye we-500,000 yeedola okanye ngaphezulu yi-1%. Ubuncinci umrhumo wonyaka yi-100 yeedola.


Iziko lakho loKukhuthala

Iisampulu ezicwangcisiweyo zokunika iSampulu

Ileta yeSimo sokuKhululwa kwiRhafu yeSisekelo se-Ocean

ULUHLUKO LWESIKHOKELO

Uluhlu lwethu lweSibonelelo seNavigator

Isipho seFomu yeSitokhwe esiThatywayo

Iingxelo zethu zoNyaka

Amalungu eBhodi yoVoto eZimeleyo

Imithetho kamasipala ye-Ocean Foundation ivumela amalungu ebhodi ali-15 kwiBhodi yethu yaBalawuli. Kwamalungu ebhodi akhoyo ngoku, i-90% izimele ngokupheleleyo ngaphandle kobudlelwane bezinto eziphathekayo okanye pecuniary kunye ne-Ocean Foundation (e-US, abangaphandle abazimeleyo benza i-66% yazo zonke iibhodi). I-Ocean Foundation ayingombutho wamalungu, ngenxa yoko amalungu ebhodi yethu anyulwa yibhodi ngokwayo; abanyulwanga nguSihlalo weBhodi (okt le yibhodi eziqhubela yona). Ilungu elinye lebhodi yethu nguMongameli ohlawulelwayo we-Ocean Foundation.

Charity Navigator

Siyazingca ukuba sizuze umlinganiselo weenkwenkwezi ezine Charity Navigator, njengoko ibonisa ukuzinikela kwethu ekuhleni, ukunika ingxelo ngempembelelo, kunye nempilo yezemali. Siyayixabisa indlela iCharity Navigator ethe yacinga kwaye yacaca ngayo njengoko iguqula ngokusebenzayo iimetrics elinganisa ngayo ukusebenza kwemibutho. Sicinga ukuba iimetriki ezingcono zinceda wonke umntu ukuba aqinisekise ukuba uthelekisa ii-apile nama-apile xa evavanya imibutho.

Ukongeza, ukusukela kunyaka-mali ka-2016 siye sagcina iPlatinum ikwinqanaba eliphezulu Inkwenkwezi, isiphumo senkqubo yethu ebanzi yokuBeka iliso noVavanyo esisebenza kuyo ukulinganisa impembelelo yethu ethe ngqo kunye nokusebenza kwethu. Siye sagcina iPlatinam yokuFikelela ekuhleni ukusukela ngo-2021.

Ukuze uthole olunye ulwazi, qha ga mshelana:

UJason Donofrio
IGosa eliPhambili loPhuhliso
[imeyile ikhuselwe]
+1 (202) -318-3178

I-Ocean Foundation yi-501 (c)3 - i-ID yeRhafu #71-0863908. Iminikelo itsalwa irhafu eyi-100% njengoko kuvunyelwe ngumthetho.

Jonga iinkonzo zomnikeli ezinikezelwe ngu-TOF kwixesha elidlulileyo:

Ifoto yokuma komhlaba yolwandle kunye namafu